Armored Mettle and Bonus Armor

[WinnerWinner]

Aight, Armored Mettle question:
My worn armor is 35 points, I refit with a 20 patch to 55. Get hit by 5 normal and then do a dumb and mettle (with indom will) a prison am I down 5 body as my armor is >=35?

 

[tieran]

Armored Mettle
While wearing tagged physical armor and at max armor value (not needing refit) the body damage taken from the use of a mettle skill is reduced by half. When used by a character with the skill Indomitable Will each use of Mettle costs 5 body points.

Armored mettle kicks in based on comparing the max value of the suit of armor (in this case 35) and the current Base Armor value (also 35, as the other 15 are Bonus Armor Points).

So, the mettle, through the combination of Armored Mettle and Indomitable Will, only costs 5 body points, but because Prison is a 10 minute effect, you still have 5 more minutes of Prison to wait through.