Actually when in Ohio, I usually don't wear much armor, unless i need it for warmth. I'll admit, only been there twice, once for holloween with the fear bot and lizards who don't seem to be affected with anything but alchemy, and then in January where because of certain groups and their size, since i wasn't there with any group I didn't get to go on a mod. And while I did end up with an alright amount of coin, not having a group for support, I used a large number of potions for healing and protective purposes.